About
ZMC & Associates

Our Story

Founded by Zephrina Cazaubon, CPA, EA, ZMC & Associates was built on a simple belief: growing businesses deserve strategic financial leadership long before they are ready to hire a full-time CFO or Controller.

After years of helping organizations navigate financial complexity, Zephrina recognized that many closely held businesses needed professional financial oversight, planning, and guidance but lacked access to the expertise and resources available to larger companies. This insight led to the creation of ZMC & Associates.

Today, ZMC & Associates uses cloud-based technology, automation, and proven financial processes to deliver modern tax, accounting, payroll, and bookkeeping services to businesses and individuals throughout the United States. The firm partners with law firms, healthcare practices, real estate investors, and other professional service businesses to strengthen financial operations, improve performance visibility, and support sustainable growth.

From owner-operated businesses to growing professional practices, ZMC & Associates provides outsourced accounting and financial leadership to help clients make confident decisions and focus on serving their customers. As a trusted advisor, the firm also assists business owners and individuals with retirement planning, business succession and exit strategies, and insurance solutions that support long-term wealth and legacy goals.

Our Core Values

Growth Mindset

We welcome challenges and constructive feedback with enthusiasm and approach situations positively, so we consistently learn, improve, and grow.

Integrity

We hold ourselves accountable for delivering quality services with integrity by having difficult conversations with complete transparency.

Innovation

We lead the finance industry in technology adoption to ensure our clients receive the highest standards of accuracy and efficiency. We leverage automation and cloud-based technology to transform financial management.

Effective Communication

We practice effective listening and verbal communication in order to exchange ideas, complex concepts, thoughts, opinions, knowledge, and data with clarity and purpose.

Partnership

We are an extension of each of our clients and work in partnership to provide more than just financial services, focusing on guiding each other towards growth goals.

Our Mission and Vision

The mission of ZMC & Associates is to empower small businesses. Our vision is to transform small businesses so they can achieve greater success through our expertise, services, and advice. We are driven by these ideals. We leverage technology and proven accounting best practices to deliver cost-effective, efficient bookkeeping, accounting, and tax advisory services to small businesses. We are equally committed to applying our expertise in outsourced CFO services to transportation and logistics companies, professional services organizations, real estate management operations, and organizations involved in government contracting.