Wealth Management
Personalized strategies to grow, protect, and transfer your wealth... so you can focus on living the life you’ve planned.
Global clients around the world
20+
years of experience
800+
clients served
Millions
saved in taxes
8–15×
ROI based on average client results
Guiding Your Wealth with Clarity and Confidence
At ZMC & Associates, we help you protect, grow, and transfer your wealth with strategies tailored to your long-term goals. From investments to estate planning, our advisors provide clarity at every step.
Portfolios designed to fit your goals and risk tolerance.
Protect your future and transfer wealth efficiently.
Minimize liabilities and safeguard your assets.
Guiding Your Wealth with Care and Clarity
Wealth management is about more than investments… it’s about creating a clear path for your financial future. At ZMC & Associates, we help individuals, families, and business owners protect and grow their wealth with strategies tailored to their unique goals. Whether you’re planning for retirement, building a legacy, or navigating complex tax issues, our advisors provide the expertise and insight you need.From investment management and retirement planning to insurance analysis and estate strategies, we bring every aspect of your financial life together in one coordinated plan. Our focus is on protecting your assets, minimizing risks, and giving you confidence that your financial future is secure.
Comprehensive Wealth Management Services
Investment Management – Customized portfolio design and monitoring to align with your risk tolerance and goals
Retirement Planning – Strategies to maximize income in retirement and ensure you won’t outlive your savings
Estate & Legacy Planning – Helping you transfer wealth efficiently and according to your wishes
Tax-Efficient Strategies – Coordinating with your tax advisors to minimize liabilities and preserve wealth
Insurance & Risk Management – Reviewing life, disability, and long-term care insurance as part of your overall plan
With ZMC & Associates, you gain a partner committed to helping you make informed decisions, protect your wealth, and achieve your goals.
Real Results, Real Clients
Trusted by Business Owners Like You
ZMC & Associates LLC has been such a great assistance in growing my business. They have not only assisted me with accounting services but has offered business consultation on how to boost productivity and profit for my business. Before consulting with ZMC & Associates LLC, I had little knowledge on payroll, bookkeeping and business taxes. ZMC & Associates LLC assisted me in every step of the way in setting up payroll and bookkeeping for my business. The staff maintains the highest degree of integrity and professionalism when serving you. I highly recommend ZMC & Associates LLC to any business owner seeking a reputable business with a personalized approach to helping their clients maintain business profitability and to stay in compliance.
Unified Counseling, Snellville, GA
DACA was having a difficult time finding someone who was willing to assist us with registering our group as a nonprofit. Finally someone referred us to ZMC & Associates LLC. In a very short time Mrs. Cazaubon convened a meeting with our executive. She presented a very detailed account of the procedures and the requirements for applying for 501 status. She discharged her duties professionally, was very organized and efficient and kept us abreast of the process. She gave us a time frame as to when we would receive our tax exempt status. She was on target. Mrs. Cazaubon is a very pleasant, trustworthy and outgoing individual. DACA is pleased with her performance. We will continue to engage ZMC to assist us with our tax and accounting issues. We strongly recommend ZMC to individuals and groups who would like to utilize her services.
Dominica Lilburn Cultural Association, Redan, GA
I have been using ZMC Accounting for their tax services for several years. The process is always quick and convenient and I am always happy with the end result. The best part is I never have to step foot into an office or fill out any tedious forms. I even received assistance with my annual FAFSA form I needed to file out while in college. When I receive exceptional service I am usually a customer for life. I also will refer my family and friends. I love to rave about ZMC Accounting especially during tax season when people are frantically gathering their tax documents and dreading the tax return process. For me it's a quick and simple process from the time I submit my documents to the time I get my money directly deposited in my account.
Moricia Sylvester, NY
"Zephrina have displayed professionalism, integrity and honesty as core values for her business."
Zephrina has been my tax accountant the past several years and I can confidently say that Zephrina have displayed professionalism, integrity and honesty as core values for her business. She is very knowledgeable on all tax concepts and always on top of current accounting changes She goes above and beyond to ensure satisfaction and I have always been 100% assured of such satisfaction. Not only does she put her clients best interest at heart but also displayed outstanding business ethics. I have developed total trust in her business and remained confident that she will continue to do a good job with my finances. Without any reservation, I highly recommend Zephrina.
Carrol Steele-Smith, Jonesboro GA
Beyond taxes, ZMC & Associates helps clients navigate the full scope of wealth management challenges. Building and protecting wealth is about more than just investments — it’s about aligning income, spending, and savings with your goals. Our advisors partner with you to regularly review and adjust your strategy, focusing on key elements such as:
- Cost containment and smarter spending decisions
- Long-term wealth accumulation strategies
- Aligning life goals with your overall financial plan
- Diversifying to avoid overconcentration in one stock or sector
- Risk-based asset allocation
- Applying a disciplined “Control the Controllables™” process
- Using insurance solutions to create tax-advantaged retirement income
You’ve worked hard to earn your money… now let’s make sure it works just as hard for you. No matter where you are in life or business, it’s never too late to put a strategy in place that protects your future and builds the legacy you envision.
We can help. Let’s talk about how to get you there.
Frequently Asked Questions
Yes. Every client’s financial situation and goals are unique. We take the time to understand your priorities — whether that’s retirement planning, tax efficiency, estate strategies, or risk management — and tailor our guidance to your specific needs.
Absolutely. Wealth management isn’t a one-time plan — it’s an ongoing process. We continue to review, adjust, and refine your strategy as your life, business, and financial goals evolve.
Yes, we offer both in-person and virtual consultations. Many of our clients prefer online meetings for flexibility and convenience, while still receiving the same level of personalized advice.
The cost of consultation depends on the scope of services and complexity of your financial needs. We’re transparent with our pricing and will provide a clear estimate upfront so you know exactly what to expect.
Yes. We help clients balance immediate financial needs with long-term strategies like retirement, wealth transfer, and legacy planning. Our role is to ensure your short-term decisions align with — and don’t compromise — your long-term success.
Take Control of Your Finances Today
Let’s Keep Your Books Clean and Your Business Growing